Quick Life is a joint venture among successful organizations in the insurance industry. The objective is to process today’s fully underwritten products more efficiently – and to bring to market a faster life insurance buying process.

We offer a turn-key, outsourced solution to process high volumes of life insurance efficiently.

We want to make it possible for more Americans to protect their families and businesses. To have a real affect on enhancing the process, several high-profile industry groups have pooled their collective strengths and financial muscle to form the Quick Life Center.

• The Leaders Group. Headquartered in Littleton CO, The Leaders Group, Inc. is an independent broker-dealer designed to serve financial professionals who sell both insurance and securities products. Their Registered Representatives specialize in crafting individually tailored programs designed to meet the unique needs of clients in achieving specific goals. The Leaders Group, Inc. is licensed in all fifty (50) states and the District of Columbia and currently processes over $100,000,000 in variable life premiums annually. They are a founding partner of Capitas Financial, LLC and act as their broker-dealer in support of variable life sales, as well as with many other BGA organizations across the country. Member FINRA/SIPC
  
  
• InsuranceOnly (IO). Headquartered in Denver CO, InsuranceOnly is a national life brokerage general agency specializing the direct (on-line and by phone) placement of life insurance. Serving well over 500,000 clients since its founding in 1988, InsuranceOnly is licensed and appointed with the nation’s leading and highest rated life insurers which offer direct marketed products. A key component of IO’s success has been its ability to quickly and efficiently follow-up on additional underwriting requirements and to keep producers and applications informed through its proprietary software system known as “LeadBoss.”
  
  
• Realtime Solutions Group (RSG). Headquartered in Woodridge IL, Realtime Solutions Group is the pioneer in the creation of “straight-through processing.” Their technology carries data from third party health information bureaus to insurance carriers and now to the Quick Life processing center for the purpose of risk evaluation on a case by case basis. Their proprietary pre-underwriting software uses “reflexive questioning” to prompt additional or subsequent questions needed to amplify an applicant’s initial answer to a question and to consolidate all answers into an application and health questionnaire acceptable within any state in which an appointed carrier might be operating. Carriers receive applications in good order and with all the health information available electronically on each applicant nationwide. This provides for a more efficient underwriting and policy issue process.
  
  
• Hales and Company, Inc. Founded in 1972 and headquartered in New York, with offices in major cities across the nation, Hales and Company is an investment banking and merger and acquisition advisory service specializing in the distribution segment (retail and wholesale brokerage) of the insurance industry. Acquired by its management from Arch in late 2004, Hales has led the nation in both deal value – over $1.8 billion – and numbers of transactions – over 80 – over the past four years.

The Quick Life Center brings together five of the main ingredients needed to be successful in this business.

• Technology – Quick Life uses state of the art technology to process today’s fully underwritten business as efficiently as any organization in the world. In addition, we have the technology to gather third party health information and develop true “Straight Through Processes” with life insurance carriers. This process will revolutionize how life insurance is sold to the vast middle market.
  
  
• Process – we manage it daily…like animals. It’s all about the process and refining and streamlining that process as technology advances.
  
  
• Management – Experience and Accountability. Managers of this operation have been working in this niche for more than 10 years. They have product, process, system and IT expertise; call center operations experience and the ability to manage people.
  
  
• Passion – in this case, the passion to serve families with an easier way to buy life insurance.
  
  
• Capital – The company is financially sound.

The process of quoting, applying and issuing affordable term life insurance as quickly as possible using fully underwritten and now simplified issue products is what Quick Life is all about.